Report | AI Readiness in Compliance 2026

AI has rapidly evolved from an experimental tool to a central component for governance, risk and compliance in the financial sector. While adoption is increasing quickly, many organisations remain uncertain about how to apply AI in a controlled, scalable and value-generating way.

This report is based on a survey conducted in Q1 2026 among approximately twenty selected compliance professionals in the financial sector in Sweden. The findings provide indicative insights into current usage, maturity, challenges, and future expectations related to AI in compliance organisations across financial institutions in Sweden.

The results show a clear pattern: AI is already part of daily work, but primarily used as individual support and task-based rather than process-driven. At the same time, many organisations lack a clear strategy, governance and structured ways of working to scale its use.

This results in a significant unrealised value at scale, where initiatives often remain in the pilot phase.

For compliance functions, the next step is to move from experimentation to implementation and take an active role in enabling controlled and scalable AI usage.

Tone Bergfelt

Director & Head of Financial Law

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Report | AI Readiness in Compliance 2026 Report | AI Readiness in Compliance 2026
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